There are several ways people choose to fund their ESG procedure. Some will pay from savings and some will borrow from relatives or friends to fund this life changing procedure. Others will decide to borrow some or all of their procedure fee.
If you need to borrow it is often best to enquire with your bank first as they may lend at the most competitive rate available to you. We also offer 3 payment plans of our own; an interest free plan, our ‘half and half’ ESG plan and a plan under which you can borrow all of the procedure fee, less the deposit.
Under this plan you can borrow up to £2,000 of the surgery fee. To be eligible you will need to be resident in the UK and working. The amount borrowed will need to be repaid over the 12 months following your surgery in 12 equal instalments † . No fees or interest are applied to the amount borrowed under this plan. See the table below for details
If you need to borrow the full amount of your ESG fee, less your deposit, you can do this by applying through us for an AfforditNOW loan. You will have the opportunity to borrow over a period of 3 or 4 years, at your choice. Loans are made at AfforditNOW's sole discretion and are subject to status with terms and conditions applying. You must be over 18 years of age to apply. A representative APR of 14.9% applies to AfforditNOW loans. You will need to pay a deposit of a minimum of 10% of your ESG fee but you could borrow the remainder. See the table below for details
ESG Half and Half
Under this plan you'll pay half of your ESG fee before you go ahead and borrow the rest over a period of 3 or 4 years. You can decide the term. The loan would be made by our lending partner AfforditNOW. AfforditNOW lends at a representative APR of 14.9%. The acceptance rate under this half and half plan is higher than it is for the full funding option. See the table below for details